Credit Builder Debit Cards
-
"The Power To Improve Your
Credit Report"
The debit cards I talk about in this section of the
site are debit cards that are a part of my Credit
Repair and Credit
Self-Help Strategies. This is what I
call "beating the credit reporting bureaus at
their own game". This includes taking advantage of debit cards which
offer a built-in credit reporting feature. These are debit cards that offer the power
“to improve your credit report”.
When you sign up for these debit cards you will be offered the opportunity to have your
payments reported to the credit agencies by Credit Builder. It enables you to show a continuous history of activity within the credit system.
Each month the card's issuer credit reporting partner will
process your payment record and verify that your data is properly posted to the
credit bureaus' records. Your payment history is archived for 7 years from the last activity installment payment as required by law.
This service is offered to you for an optional small
monthly fee.
All of the debit cards that follow are cards which
have this added feature.
This card carries the Visa logo
which allows it to make financial transactions
wherever merchants accept Visa. It is a renewable
prepaid Visa debit card with Credit Builder.
BENEFITS
Use your Prepaid Visa® Debit Card at more than 20 million locations worldwide.
-
No More Check Cashing Locations
-
Toll-Free Phone Support
-
Online and Offline Access
-
Take your card from Job-to-Job
-
Direct Deposit from your Employer
-
Store your Money Safely
-
Easy to Purchase (POS)
-
No Credit Check or Bank Account Required
-
No Security Deposits
-
No Employment Verification
-
No Credit Checks
-
Pay your bills over the phone
-
Set up Automatic Bill Payments
-
Eliminate check-writing hassles
-
Avoid late-payment fees
-
Save postage costs and time
-
The cardholder may only withdraw funds or make purchases up to the balance on the card. You cannot overdraft the account. There are no late fees or interest charges.
-
24 X 7 On-Line Account Access
-
Multiple Options to place money onto your Prepaid Visa® Debit Card
-
The Prepaid Visa® Debit Card does not extend you credit. Instead, accounts are prepaid for a specific amount and accounts are only good for the balance you have loaded/applied.
The total initial charge for the card is $159.95
(with a $10 rebate - so the actual cost is $149.95). And
while that may be a little high in comparison to
other cards I discuss here in this guide, I believe this card is worth
the money if you are after the added benefit of
rebuilding your credit with Credit Builder.
If, on the other hand, this is
not what you are after then you may want to consider
some of the other excellent HAND SELECTED debit cards
mentioned in this site that have a lower cost to
purchase it.
The low monthly maintenance fee for the card is
$4.95. There are other costs associated with the use of
the card including: funding the card - $1.00 and ATM
withdrawal - $1.50.
Here are some of the Frequently Asked Questions about
this card:
Can I make online purchases?
Yes, you can.
Do I have to be a U.S. resident?
At this time, the Prepaid Visa® Debit Card is only available to residents in the United States.
I received a Prepaid Visa® Debit Card in the mail. What do I do now?
The first step to using your new Prepaid Visa® Debit Card is to activate it. You will receive detailed instructions on how to activate your card along with your card. The first time
that funds are applied, activation happens automatically.
What happens at expiration if there is still money left on it?
You can call customer service to check your balance and we will write you a check for the amount less applicable fees.
Can I withdraw money from an ATM?
Yes, you may withdraw money from any ATM that displays the Visa® logo.
Although it sounds exactly the same, this is a
different card which has features exactly like the
card mentioned above. So don't think that you're seeing
double or that yours truly has made a mistake. All of
the details of this 2nd card are the same.
This card carries the Visa logo
which allows it to make financial transactions
wherever merchants accept Visa. It is a renewable
prepaid Visa debit card with Credit Builder.
BENEFITS
Use your Prepaid Visa® Debit Card at more than 20 million locations worldwide.
-
No More Check Cashing Locations
-
Toll-Free Phone Support
-
Online and Offline Access
-
Take your card from Job-to-Job
-
Direct Deposit from your Employer
-
Store your Money Safely
-
Easy to Purchase (POS)
-
No Credit Check or Bank Account Required
-
No Security Deposits
-
No Employment Verification
-
No Credit Checks
-
Pay your bills over the phone
-
Set up Automatic Bill Payments
-
Eliminate check-writing hassles
-
Avoid late-payment fees
-
Save postage costs and time
-
The cardholder may only withdraw funds or make purchases up to the balance on the card. You cannot overdraft the account. There are no late fees or interest charges.
-
24 X 7 On-Line Account Access
-
Multiple Options to place money onto your Prepaid Visa® Debit Card
-
The Prepaid Visa® Debit Card does not extend you credit. Instead, accounts are prepaid for a specific amount and accounts are only good for the balance you have loaded/applied.
The total initial charge for the card is $159.95
(with a $10 rebate - so the actual cost is $149.95). And
while that may be a little high in comparison to
other cards mentioned here, I believe this card is worth
the money if you are after the added benefit of
rebuilding your credit with Credit Builder.
If, on the other hand, this is
not what you are after then you may want to consider
some of the other excellent HAND SELECTED debit cards
mentioned in this site that have a lower cost to
purchase it.
The low monthly maintenance fee for the card is
$4.95. There are other costs associated with the use of
the card including: funding the card - $1.00 and ATM
withdrawal - $1.50.
Here are some of the Frequently Asked Questions about
this card:
Can I make online purchases?
Yes, you can.
Do I have to be a U.S. resident?
At this time, the Prepaid Visa® Debit Card is only available to residents in the United States.
I received a Prepaid Visa® Debit Card in the mail. What do I do now?
The first step to using your new Prepaid Visa® Debit Card is to activate it. You will receive detailed instructions on how to activate your card along with your card. The first time
that funds are applied, activation happens automatically.
What happens at expiration if there is still money left on it?
You can call customer service to check your balance and we will write you a check for the amount less applicable fees.
Can I withdraw money from an ATM?
Yes, you may withdraw money from any ATM that displays the Visa® logo.
Additional Prepaid Cards
With Credit Builder: NEW!
Eufora™Elite
Credit Builder Prepaid MasterCard®
 |
BUILDS CREDIT! Reports to Credit Bureaus
|
|
100% Guaranteed Approval* with No Credit Check -
Perfect for Bad Credit or No Credit
|
|
FREE Direct Deposit |
|
FREE Point of Sale Transactions |
|
FREE 24/7 Online Access |
|
FREE Live Customer Support |
|
Reload at Thousands of Retail Locations Nationwide
with a $5000 Maximum Value |
|
Safer than Cash |
|
Cash Reward Program |
|
ZERO UP FRONT ($99.95 Advanced Deposit WAIVED)
|
* See Card Terms and Conditions
Prepaid MasterCard With FREE Credit Builder and FREE Direct Deposit
- This Is The Perfect Alternative To A Checking Account. Free Online Bill Pay, Free Direct
Deposit, Free Credit Builder, And No Overdraft Fees! NEW!
Prepaid Visa & Checking Account - 100% Approval - No Credit or ChexSystems Check
|With Free Online Bill Pay - No Contracts, No Credit Checks. Build Your Credit Using Free Online Bill Pay With This Prepaid Visa Card.
NEW!
100% Guaranteed Approval Debit
MasterCard -
Get This Prepaid Mastercard With Free Online Bill Pay Credit Builder!
Instant Approval. No Credit Check! Free Activation!
Not Finding What
You're Looking For? Try The Handy Search Box Below For Better
Results!
Related Articles:
Credit Repair: Self Help The Best Policy.
Credit Builder Debit Cards - "The Power To Improve Your Credit Report".
Get Answers To Your Most Common Credit Repair Questions.
The Credit Trap: What They Don't Tell You About Credit Cards In College.
Understanding Your Credit Score And How To Improve Your Credit.
Free Credit Report: Your Credit Right.
Recommended Debit Card:
Western Union Visa Card
Western Union Visa Card - Accepted Anywhere Visa Is Accepted!
Western Union Prepaid Services
If You Have Bad Credit, No Bank Account, Or Other Difficult Financial Circumstances, Western Union Prepaid Services Can Help You!
Prepaid Visa Card
The Prepaid Visa Card you can use with Paypal
Western Union Prepaid Master Card
The Western Union Prepaid Debit Card is easy to get and easy to use. And best of all, it's affordable!
Gas Cards
Check out our new Gas Card pages where you can learn how to save money at the pump with Gas Rewards, Gas Visa, Hess Gas Card, Sunoco Gas Card and others. Includes gas card articles, and gas card links, rebates and gas card applications.
Prepaid Master Card
- Approval Guaranteed
Are You Looking For A Prepaid Mastecard Card That's Easy To Get
And Easy To Use? Then Check Out A Prepaid Mastercard Where No One Is Turned Down.
Prepaid Visa Card
Get A Prepaid Visa Card with the BEST customer service, EXCELLENT features, and
the LOWEST fees.
Looking For An
Offshore Debit Card?
Check Out My Review
Of A Variety Of Offshore Cards Including: Offshore ATM Cards,
Virtual Visa, Visa Classic And Offshore Visa Electron Card.
Virtual Credit Cards -
Also Known As Virtual Debit Cards, These Prepaid Cards Are Perfect For Online Shopping!
Debit Gift Cards-
Including Debit Master Cards Can Be Given As Gifts To Anyone Including Loved Ones. Or, They
Work Well As An Employee Reward Or Bonus.
Digital Gold Backed
Debit Cards
These Are Debit Cards That Anyone Anywhere In The World Can Apply For.
Debit Cards
With "The Power to Rebuild Your Credit" -
Learn About These Debit
Cards Which Offer What I Call The Extra Benefit Of "Beating The Credit
Reporting Agencies At Their Own Game".
Prepaid Debit Card Links From Around The Web
Eufora™
Elite Credit Builder Prepaid MasterCard®
Wired PlasticTM Prepaid Visa Card
- With This Prepaid Visa Card You Can Use Click-n-Pay™ To Schedule Recurring Monthly Bill Payments Including Rent,
Car Payment, and Utilities Or Use PersonalPay™ To Send a Check to Anyone or
Transfer Money to Another Account Online Or Over The Phone 24/7
Apply
For This Prepaid Mastercard And Get $30 Cashback! - Apply Right Now For This Prepaid Mastercard Which Comes With No Credit Checks,
NO MONTHLY OR ANNUAL FEES! Free Direct Deposit (no more check cashing fees). Pay Your Bills Online (no more stamps and money orders).
Apply
For This Prepaid Visa Or Mastercard And Get A Free Credit Report - FREE ACCOUNT TO ACCOUNT TRANSFERS (pay your friends and family),
Get Up To 3 Cards For Your Account (give extras to family members), Reload Your Card With PAYPAL!
Plus Much More!
Prepaid MasterCard With FREE Credit Builder and FREE Direct Deposit
- This Is The Perfect Alternative To A Checking Account. Free Online Bill Pay, Free Direct
Deposit, Free Credit Builder, And No Overdraft Fees!
Prepaid Visa & Checking Account - 100% Approval - No Credit or ChexSystems Check
|With Free Online Bill Pay - No Contracts, No Credit Checks. Build Your Credit Using Free Online Bill Pay With This Prepaid Visa Card.
The Western Union Prepaid Mastercard
- With The Western Union Prepaid Mastercard You Can Do Away With Costly Money
Orders and COD's When You Purchase a Product or Service Online. Easy To Get. No
Credit Check or Bank Account Required. Everyone QUALIFIES* for This Card.
100% Guaranteed Approval Debit
MasterCard -
Get This Prepaid Mastercard With Free Online Bill Pay Credit Builder!
Instant Approval. No Credit Check! Free Activation!
EDITOR'S PICK!
Prepaid Visa® BabyPhat RushCard
 -
Simple and reasonable — No monthly, annual, or hidden fees. Instantly load money on your card at tens of thousands of convenient MoneyGram and CheckFree
locations. Check your activity status anytime online or by phone for free.
(Unlike many other companies, they don’t charge for 24/7 customer service.) Earn money every time you refer a friend and they get a RushCard.
Prepaid Visa® RushCard
- No monthly, annual, or hidden fees. Everyone is eligible—no credit check or employment verification. Quick, easy application. Use online, over the phone—anywhere Visa debit cards are accepted.
Credit Repair Links:
Credit Repair:
Learn Some Useful Self Help Strategies.
Learn Answers
To Common
Credit Repair Questions.
For More
Information About Credit Repair, Debt And Bankruptcy Please Visit Our Web Links.
Miscellaneous Links:
FREE GIFT CARDS - Free gift
cards to Amazon, Blockbuster, Pizza, Movies, Flowers, Sportswear, Barnes &
Nobles, Bloomingdales, Macys, Drugstore, Hotels, Cafes, Hotels, PaylessShoes,
Restaurants, and More! NEW!
Money Blog: Money Making Tips
And Money Saving Tips For Everyday People.
FREE Stuff and Great
DEALS - Click Here!!!!!
Baby Phat Prepaid Visa
Rush Prepaid Visa
Western Union
Prepaid Visa/Mastercard
Wired Plastic Prepaid Visa
Click Below! :)
All trademarks are the property of their
respective owners.
Articles From The
Money Blog
|
