Direct
Deposit
|
What Is Direct Deposit?
Direct Deposit is the electronic transfer of a funds from a company into an individual's bank account.
Many employers use payroll direct deposit to deposit salaries into their employees bank account.
Often, employees are able to access salaries deposited by their
employers through the use of a Prepaid
Debit Card. If you are looking for a couple
of great prepaid Mastercard debit cards that can be used
with direct deposit, I have researched some for you and
they can be found below.
For many employees direct deposit is safer, more secure and more convenient than receiving their salaries by check. Statistics indicate that over 3 million payroll checks are stolen
each year. However, with the use of direct deposit combined with the use of a payroll debit card, there is no worry of that ever happening.
Through the use of direct deposit and a payroll debit card,
you will have immediate access to your wages, 24 hours a day, 365 days a year - no matter what part of the world you're in.
You will save time - no more standing on long lines each pay period in the bank to cash your check.
No more waiting for your paycheck to clear. With the combination of a payroll debit card and direct deposit you have instant access to cash.
Debit Cards That Can Be
Used With Direct Deposit
This debit card is a great
starter card. I say starter because I think it
would work great for college students or anyone who is
just getting themselves financially established.
It is a low-cost, personal
spending MasterCard that has the added bonus of working
as a calling card. You can make calls inside the United
States for 5 cents a minute. Calls to Mexico City and
surrounding areas are 9 cents a minute. Rates for other
areas vary.
Additionally, this prepaid
MasterCard can be funded through Direct
Deposit. Sign-up for Direct Deposit with this
card and you will receive a $15 bonus. Then, your paycheck will be sent directly to your card account and you will have immediate access to your funds AND you won't pay check cashing fees. There is no charge from your employer.
People who are just getting started will love this
card because this card allows unlimited usage for one
flat fee: $9.00 per month. Now that's about the same cost
of maintaining a checking account at some banks but with
a whole lot more benefits. You don’t have to worry
about any other fees. You will receive the following
services for free:
-
Free ATM fees
-
Free Point of Sale fees
-
Free mailed monthly statements
-
Free Online Bill Pay
-
Free Live Customer Service
-
Free Online Account Access
-
Free Automated Phone Access
The card carries the MasterCard logo
which allows it to make financial transactions
wherever merchants accept MasterCard. It is a personal spending debit card
with "Guaranteed Approval"
Here are some of the Frequently Asked Questions about
this card:
No ATM Fees? Really?
That’s right. There is no charge for
ATM transactions. However, the owner of the ATM machine
may charge a transaction fee.
How do I put money on my debit card?
There are currently five ways - direct deposit from your employer,
Western Union Quick Collect, ACH, wire transfer and
mailed deposits.
How do I get a card?
Go to our application page and fill out the sign up
form. You will receive a card about 10 days after your
payment is received.
What are the calling card rates?
You can make calls inside the United States for 5 cents
a minute. Calls to Mexico City and surrounding areas are
9 cents a minute. Rates for other areas vary.
Can I be turned down?
No. Any US resident with a Social Security number who
pays a delivery fee will receive a card.
Will my card work at an ATM?
Yes. You will receive a PIN number that allows it to work at almost every ATM in the world
(Pulse, Star, Cirrus and Plus ATM Networks).
Are there fees for making purchases?
No. You use the card just like cash.
Does my card expire?
Yes. It will expire two years from the
date it was issued. If your account is in good standing,
you will be sent a new card for free.
This
card is one of my top picks because of the price and all
the features it offers!
 The SDC
Prepaid MasterCard - Direct Deposit Available With This
Card !
The Secure Deposit Card Prepaid MasterCard® Card is a debit payment card that can be used to access cash or make purchases at merchants that accept signature-based or PIN-based debit cards (such as gas stations, grocery stores, or convenience stores). You or your employer deposits money into your card account, then you can access your money by ATM cash withdrawal or by using your card just like a debit card at any merchant that accepts a Debit MasterCard®, Maestro® or Cirrus® Cards.
One of the best things about this debit card is that you don’t have to qualify - there is a
100% approval rate. Just see the terms of the card for further details about this.
Another nice aspect I discovered about this debit card is that
you may request an additional debit card for another
person. This makes sending money to loved ones very easy. You may also permit another person to have access to your card or card number. However, if you do, please understand that you are liable for all charges made by those persons.
And guess what, folks? You may add up to $10,000 to your Secure Deposit Card! I’ve seen some debit cards that have a ceiling of around $2000-$3000, so this is a real plus.
Loading your debit card is easy too. One method is to send a Cashiers Check or Postal Money Order to the debit card company address that will be given to you. Or you can fund your new debit card using your existing U.S. based checking or savings account for funds transfer – all of which can be done online right from the convenience of your own home or office
There is a initial charge of $159.00 - $10 of which goes towards your opening balance – not really a bad price for a chance of repairing your credit history.
A monthly maintenance fee of $4.95 will be assessed each month after your initial enrollment. Other nominal fees apply as well, such as withdrawals fees, loading fees, etc. But from what I’ve seen the fees for this debit card are not unlike all the other debit cards offered everywhere.
A summary of some of the benefits of this debit card include:
-
Toll-Free Phone Support
-
Online and Offline Access
-
Take your card from Job-to-Job
-
Direct Deposit from your Employer
-
24/7 ATM Access to Funds
-
No Credit Check or Bank Account Required
-
No Security Deposits
-
No Employment Verification
-
You cannot overdraft the account
-
There are no late fees or interest charges
-
24 X 7 On-Line Account Access
-
Multiple Options to place money onto your Secure Deposit Card
Click Here to Apply Now!
|
|
Prepaid MasterCard Card
|
This prepaid MasterCard debit card is is a payment card that can be used to access cash or make purchases at merchants that accept signature-based or PIN-based debit cards (such as gas stations, grocery stores, or convenience stores).
You or your employer deposits money into your Card account, then you can access your money by ATM cash withdrawal or by using your Card just like a debit card at any merchant that accepts a Debit MasterCard®, Maestro® or Cirrus® Cards.
There are several ways to keep on top of your account balance.
If you have Internet access you can go online and use your card number and Account Access Code to log into the site. Once you're on the site you can see your up-to-the minute account balance and view all transactions you've made. You can also call 24-hours a day to hear your account balance and to hear your last 5 deposits or withdrawals.
If you use up all of the money on the card, you can always add more money to the account to continue using it until the expiration date.
The total initial cost of this debit card is: $159.95;
$10 of which will go towards your opening balance on the
card. Other fees that you should know about is a monthly maintenance fee of $4.95
that will be assessed each month after initial enrollment.
You may add funds to your card by: 1) mailing a Cashiers Check or Postal Money Order
2) online 3) using your existing U.S. based checking or savings account for funds transfer.
Some of the other excellent benefits of this debit card
are:
-
Send Money to Friends and Family.
-
Toll-Free Phone Support.
-
Online and Offline Access.
-
Take your card from Job-to-Job.
-
Direct Deposit from your Employer.
-
Low cost fees.
-
Easy to Purchase (POS).
-
24/7 ATM Access to Funds.
-
No Credit Check or Bank Account Required
-
No Security Deposits
-
No Employment Verification
-
Pay your bills over the phone
-
Eliminate check-writing hassles
-
Avoid late-payment fees
-
The cardholder may only withdraw funds or make purchases up to the balance on the card. You cannot overdraft the account. There are no late fees or interest charges.
-
24 X 7 On-Line Account Access
-
Multiple Options to place money onto your Executive Plus Prepaid MasterCard® Card.
-
Unlike traditional credit cards, this Prepaid MasterCard® Card does not extend you credit. Instead, accounts are prepaid for a specific amount while still being backed by MasterCard®, Maestro® or Cirrus® for nationwide acceptance. There is no line of credit and accounts are only good for the balance applied.
The great thing about giving this card is there is a 100% approval rate
( see complete details). There is no credit involved, and you can't spend more than you have in your account.
It’s so easy!
Click Here to Apply Now!
Not Finding What
You're Looking For? Try The Handy Search Box Below For Better
Results!
Related Articles:
|
Direct
Deposit
Payroll
Debit Cards In The News
Stored
Value Cards
Payroll
Debit Cards
Recommended Debit Card:
Western Union Visa Card
Western Union Visa Card - Accepted Anywhere Visa Is Accepted!
Western Union Prepaid Services
If You Have Bad Credit, No Bank Account, Or Other Difficult Financial Circumstances, Western Union Prepaid Services Can Help You!
Prepaid Visa Card
The Prepaid Visa Card you can use with Paypal
Western Union Prepaid Master Card
The Western Union Prepaid Debit Card is easy to get and easy to use. And best of all, it's affordable!
Gas Cards
Check out our new Gas Card pages where you can learn how to save money at the pump with Gas Rewards, Gas Visa, Hess Gas Card, Sunoco Gas Card and others. Includes gas card articles, and gas card links, rebates and gas card applications.
Prepaid Master Card
- Approval Guaranteed
Are You Looking For A Prepaid Mastecard Card That's Easy To Get
And Easy To Use? Then Check Out A Prepaid Mastercard Where No One Is Turned Down.
Prepaid Visa Card
Get A Prepaid Visa Card with the BEST customer service, EXCELLENT features, and
the LOWEST fees.
Looking For An
Offshore Debit Card?
Check Out My Review
Of A Variety Of Offshore Cards Including: Offshore ATM Cards,
Virtual Visa, Visa Classic And Offshore Visa Electron Card.
Virtual Credit Cards -
Also Known As Virtual Debit Cards, These Prepaid Cards Are Perfect For Online Shopping!
Debit Gift Cards-
Including Debit Master Cards Can Be Given As Gifts To Anyone Including Loved Ones. Or, They
Work Well As An Employee Reward Or Bonus.
Digital Gold Backed
Debit Cards
These Are Debit Cards That Anyone Anywhere In The World Can Apply For.
Debit Cards
With "The Power to Rebuild Your Credit" -
Learn About These Debit
Cards Which Offer What I Call The Extra Benefit Of "Beating The Credit
Reporting Agencies At Their Own Game".
Prepaid Debit Card Links From Around The Web
Eufora™
Elite Credit Builder Prepaid MasterCard®
Wired PlasticTM Prepaid Visa Card
- With This Prepaid Visa Card You Can Use Click-n-Pay™ To Schedule Recurring Monthly Bill Payments Including Rent,
Car Payment, and Utilities Or Use PersonalPay™ To Send a Check to Anyone or
Transfer Money to Another Account Online Or Over The Phone 24/7
Apply
For This Prepaid Mastercard And Get $30 Cashback! - Apply Right Now For This Prepaid Mastercard Which Comes With No Credit Checks,
NO MONTHLY OR ANNUAL FEES! Free Direct Deposit (no more check cashing fees). Pay Your Bills Online (no more stamps and money orders).
Apply
For This Prepaid Visa Or Mastercard And Get A Free Credit Report - FREE ACCOUNT TO ACCOUNT TRANSFERS (pay your friends and family),
Get Up To 3 Cards For Your Account (give extras to family members), Reload Your Card With PAYPAL!
Plus Much More!
Prepaid MasterCard With FREE Credit Builder and FREE Direct Deposit
- This Is The Perfect Alternative To A Checking Account. Free Online Bill Pay, Free Direct
Deposit, Free Credit Builder, And No Overdraft Fees!
Prepaid Visa & Checking Account - 100% Approval - No Credit or ChexSystems Check
|With Free Online Bill Pay - No Contracts, No Credit Checks. Build Your Credit Using Free Online Bill Pay With This Prepaid Visa Card.
The Western Union Prepaid Mastercard
- With The Western Union Prepaid Mastercard You Can Do Away With Costly Money
Orders and COD's When You Purchase a Product or Service Online. Easy To Get. No
Credit Check or Bank Account Required. Everyone QUALIFIES* for This Card.
100% Guaranteed Approval Debit
MasterCard -
Get This Prepaid Mastercard With Free Online Bill Pay Credit Builder!
Instant Approval. No Credit Check! Free Activation!
EDITOR'S PICK!
Prepaid Visa® BabyPhat RushCard
 -
Simple and reasonable — No monthly, annual, or hidden fees. Instantly load money on your card at tens of thousands of convenient MoneyGram and CheckFree
locations. Check your activity status anytime online or by phone for free.
(Unlike many other companies, they don’t charge for 24/7 customer service.) Earn money every time you refer a friend and they get a RushCard.
Prepaid Visa® RushCard
- No monthly, annual, or hidden fees. Everyone is eligible—no credit check or employment verification. Quick, easy application. Use online, over the phone—anywhere Visa debit cards are accepted.
Credit Repair Links:
Credit Repair:
Learn Some Useful Self Help Strategies.
Learn Answers
To Common
Credit Repair Questions.
For More
Information About Credit Repair, Debt And Bankruptcy Please Visit Our Web Links.
Miscellaneous Links:
FREE GIFT CARDS - Free gift
cards to Amazon, Blockbuster, Pizza, Movies, Flowers, Sportswear, Barnes &
Nobles, Bloomingdales, Macys, Drugstore, Hotels, Cafes, Hotels, PaylessShoes,
Restaurants, and More! NEW!
Money Blog: Money Making Tips
And Money Saving Tips For Everyday People.
FREE Stuff and Great
DEALS - Click Here!!!!!
Baby Phat Prepaid Visa
Rush Prepaid Visa
Western Union
Prepaid Visa/Mastercard
Wired Plastic Prepaid Visa
Click Below! :)
All trademarks are the property of their
respective owners.
Articles From The
Money Blog
|
