Debit-Card-Guide.Com

 


The Debit Card Experts.

 
  home | | e-mail  
Navigation

Home

Blog

About Us

Contact Us

Prepaid Visa Card

Western Union Prepaid Master Card

Gold Backed Cards

Prepaid Mastercard

Gift Cards

Prepaid Visa Gift Card

Credit Builder Cards

Payroll Debit Cards

Offshore Debit Cards

Gas Cards

Gold Cards

Directory

Money Blog

Western Union Prepaid Services

Prepaid Bank Cards For Teens

Western Union Visa Card

FREE Stuff And Great DEALS!

Coupons NEW!

 

 

Additional Resources
 

How To Get Investment Money

Beginner's Guide To Coin Collecting

Red Hot Investments Set To Explode

101 Ways To Improve Your Credit Score

101 Ways To Save Money

Money Blog

Direct Deposit

Credit Repair Help

Get A US Address

Get A Gas Card And Start Saving Money At The Pump!

 
Links Directory: Please Visit Our Partners In Our Links Directory  Below For Lots More Resources:

Debt and Bankruptcy

Electronic Cash

Money Management

Money Transfers

Online Shopping

Webmasters: Add Your Link To Our Directory

Like This Site? Refer A Friend!

Refer A Friend

Wired Plastic Prepaid Visa   

 

All-Access(R) Visa(R) Prepaid Card

 

 

 

 

 

 

 

 

 

 

 The perfect Alternative to a checking account

 

 

 

 

 

 

Wired Plastic MasterCard

 

 

Popular Links:

 
Internet
   Domain Names
Online Education
Email
Personals
Greeting Cards
Software
Computers
Shopping
   Used Cars
Flowers
Gifts
Furniture
Jewelry
Books
Electronics
Kids
Finance
   Car Insurance
Mortgages
Insurance Quote
Credit Cards
Real Estate
Stocks
Investment
Mutual Funds Credit Credit Cards Debt Bankruptcy


 

 Payroll Debit Cards  

Payroll Debit Cards

horizontal rule

Bookmark and Share

What Are Payroll Debit Cards?

 

Payroll debit cards are re-loadable Stored Value Cards that allow employers to deposit employees' pay onto a debit card each pay period by direct deposit. 

 

Payroll debit cards can then be used by employees to  access their salaries via withdrawals at ATM machines or through purchases that they make with their payroll debit cards much in the same way that they would make a purchase with a Visa or Mastercard.


An employee may request to be paid via a payroll debit card provider but more often than not an employer will voluntarily sign-up for a payroll debit card program through a payroll debit card issuer. 

In this case the employer will send payroll information to the provider, who then links each employee wages to a payroll debit card account.


Payroll debit cards have been around for several years but are only recently gaining in popularity. Previously, payroll debit cards were thought to be a good solution for "unbanked" employees, however, more recently, because of the overall benefits to everyone involved, payroll debit cards are becoming more and more popular with a wider population of people. 

Generally referred to as the "unbanked," research indicates that 40% of U.S. workers do not have bank accounts. 

Unbanked workers often encounter difficulty cashing their checks or sometimes pay high fees to check cashing companies. Thus, payroll debit card offer an excellent solution to this population of people.

On the other hand, it is not only the unbanked population who are seeing the benefits of payroll debit cards. 

People from all walks of life are finding payroll debit cards more convenient, easier to use and more efficient. Many people like the idea of being able to have instant access to money rather than waiting for their payroll checks to clear.

Benefits of Payroll Debit Cards To Employees

To summarize, some of the benefits that payroll debit cards offer to employees include:

  1. Via their payroll debit cards, employees have immediate access to funds, 24 hours a day, 7 days a week, 365 days a year.

  2. No more waiting in long lines to cash payroll checks.

  3. Money can be accessed at thousands of ATMs worldwide and through purchases that they can make with their payroll debit card at locations worldwide.

  4. Payroll debit cards eliminate costly check-cashing charges which can add up over time.

  5. Employees can receive payment no matter where they are in the world. This means that an employee who is on vacation in another country can still have access to their salaries and do not have to wait until they return to work to get paid. 

  6. Payroll debit card accounts are protected by PIN.

  7. Payroll debit cards eliminate risk of having paychecks stolen -FBI statistics indicate that over 3 million payroll checks are stolen each year.

If you are looking for a Payroll Debit Card, then you'll want to go with a company that has good customer support.  Also it should be one that can be used for signature based transactions at any location that accepts Visa/Mastercard. It can also be used as a PIN based debit card. This card can be used worldwide at millions of ATM locations and participating merchants. It can be loaded by ACH every payday, or it can be loaded "in-house".

The second is the Non-Branded Payroll Card. It can be used to make ATM withdrawals or at any location accepting PIN based transactions only. There are no signature based transactions with this card. And it is accepted at most major retailers, grocery stores, convenience stores, and ATM's worldwide.

You can use any of these two cards with any payroll service currently being used by your company. And lastly, the icing on the cake is the that the fees are very reasonable. Check them out for yourself and see.   

horizontal rule

Have Your Pay Checks Deposited Directly To The Following Prepaid Cards:

Apply For This Prepaid Visa Or Mastercard And Get A Free Credit Report - FREE ACCOUNT TO ACCOUNT TRANSFERS (pay your friends and family), Get Up To 3 Cards For Your Account (give extras to family members), Reload Your Card With PAYPAL! Plus Much More!

NEW! Purple Diamond Prepaid Visa® RushCard - Card to card transfers between RushCard members. Free Prescription Discount Card from RushCard - save up to 85% on prescriptions. Online bill pay, free credit builder, free text alerts. Free direct deposit of tax refunds, anticipation loans and paychecks.

NEW! Black Diamond Prepaid Visa® RushCard - Card to card transfers between RushCard members. Free Prescription Discount Card from RushCard - save up to 85% on prescriptions. Online bill pay, free credit builder, free text alerts. Free direct deposit of tax refunds, anticipation loans and paychecks.

NEW! SilverCard Prepaid MasterCard® - Perfect card for government/benefits check recipients. $0 activation with rebate.* 100% guaranteed approval*/no credit check. Free direct deposit of your pay or government check.

NEW! Prepaid Visa® RushCard - Free credit builder and account text alerts. Free direct deposit of tax refunds, anticipation loans, and paychecks. Free customer service 24/7. No monthly fees and no hidden fees.

NEW! Vision Premiersm Prepaid Visa® Card - Free direct deposit - no more check-cashing fees. Guaranteed approval* / No credit check. Chance to win $250 every month with direct deposit.* Free online bill pay - pay your bills safely and quickly.

NEW! Green Dot® Gold PrePaid MasterCard® - Free online! Save $5 over retail price. Free ATM withdrawals. Monthly charge waived for active customers. $10 credit and free loading with direct deposit.

Ready Prepaid Visa Debit Card - 100% Approval Guaranteed — Even if you've been turned away or rejected by banks you can still get a READYdebit card. No credit or chexsystems checks to worry about. Also available with Direct Deposit and Free Online Bill Pay. You can  use it to make purchases online or by phone, you can pay at the gas pump, book a flight, get money from an ATM, and so on. Load it with Green Dot, Direct Deposit, at stores with Visa Ready Link, or fund with your checking or savings account. It's that simple!

100% Guaranteed Approval Debit MasterCard - Get This Prepaid Mastercard With Free Online Bill Pay Credit Builder! Instant Approval. No Credit Check! Free Activation!

 

horizontal rule

 

horizontal rule

 Related Articles:

 

Payroll Debit Cards In The News

Stored Value Cards

Payroll Debit Cards

 

 

horizontal rule

Benefits of Payroll Debit Cards To Employers

Employees are not the only ones happy with payroll debit cards, employers benefit as well because it saves them both time and money and is more efficient and cost effective.

Some of the benefits that payroll debit cards offer to employers include:

  1. Eliminates or reduce the cost of printing and issuing a paper check

  2. Lowers payroll costs connected with bookkeeping, reconciliation, check-cashing, stop-payment transactions and lost or stolen checks fees.

  3. Payroll debit cards make it easy to pay an employee in any location making it an excellent solution for freelance employees.

  4. Eliminates fraud and increases security - with payroll debit cards, there's no more worry about lost or stolen checks.

  5. Because payroll debit cards provide a convenient and cost effective payroll solution it's a win-win solution to employers and employees alike.

 

 

 

horizontal rule

 

Recommended Debit Card:

Prepaid Bank Cards For Teens
The ONLY Design Your Own Prepaid Bank Card For Teens

Prepaid Visa Card
The Prepaid Visa Card you can use with Paypal

Western Union Prepaid Master Card
The Western Union Prepaid Debit Card is easy to get and easy to use. And best of all, it's affordable!

Gas Cards
Check out our new Gas Card pages where you can learn how to save money at the pump with Gas Rewards, Gas Visa, Hess Gas Card, Sunoco Gas Card and others. Includes gas card articles, and gas card links, rebates and gas card applications.

Prepaid Master Card - Approval Guaranteed
Are You Looking For A Prepaid Mastecard Card That's Easy To Get And Easy To Use? Then Check Out A Prepaid Mastercard Where No One Is Turned Down.

Prepaid Visa Card
Get A Prepaid Visa Card with the BEST customer service, EXCELLENT features, and the LOWEST fees.

Looking For An Offshore Debit Card?
Check Out My Review Of  A Variety Of Offshore Cards Including: Offshore ATM Cards, Virtual Visa, Visa Classic And Offshore Visa Electron Card.

Virtual Credit Cards -
Also Known As Virtual Debit Cards, These Prepaid Cards Are Perfect For Online Shopping!

Debit Gift Cards-
Including Debit Master Cards Can Be Given As Gifts To Anyone Including Loved Ones. Or, They Work Well As An Employee Reward Or Bonus. 

Digital Gold Backed Debit Cards
These Are Debit Cards That Anyone Anywhere In The World Can Apply For.

Debit Cards With "The Power to Rebuild Your Credit" -
Learn About These Debit Cards Which Offer What I Call The Extra Benefit Of "Beating The Credit Reporting Agencies At Their Own Game".

Access Your Salary Deposited By Your Employer -
With The Use Of These Prepaid Debit Cards That Work In Conjunction With Direct Deposit.

 

Prepaid Debit Card Links From Around The Web

 

NEW!  READYdebit Prepaid Visa Debit Card

NEW! Facecard Prepaid Mastercard - FREE Activation with NO ANNUAL OR MONTHLY FEE! FREE Money Transfer to another Facecard account.

NEW! Millennium Advantage Pre-Paid MasterCard® - The Advantage is yours - apply for The Millennium Advantage Card TODAY! The Millennium Advantage Card is a pre-paid MasterCard® that gives you the convenience of paying bills on-line or over the telephone, making on-line purchases and using your card wherever the debit MasterCard® brand is accepted.

Apply For This Prepaid Visa Or Mastercard And Get A Free Credit Report - FREE ACCOUNT TO ACCOUNT TRANSFERS (pay your friends and family), Get Up To 3 Cards For Your Account (give extras to family members), Reload Your Card With PAYPAL! Plus Much More!

EDITORS PICK! 100% Guaranteed Approval Debit MasterCard - Get This Prepaid Mastercard With Free Online Bill Pay Credit Builder! Instant Approval. No Credit Check! Free Activation!

 

Credit Repair Links:

Credit Repair: Learn Some Useful Self Help Strategies.

Learn Answers To Common Credit Repair Questions.

For More Information About Credit Repair, Debt And Bankruptcy Please Visit Our Web Links.

 

horizontal rule

Miscellaneous Links:

Money Blog: Money Making Tips And Money Saving Tips For Everyday People.

FREE Stuff and Great DEALS - Click Here!!!!!

Money Saving Coupons NEW!

 

horizontal rule

 

Need a Bank Account?

 

  AccountNow Vantage Debit MasterCard Card

 

 

 

 

 

 

horizontal rule

All trademarks are the property of their respective owners.

 

Articles From The Money Blog



 

IMPORTANT INFORMATION: Terms Of Use| Privacy Policy| Disclaimer